Hilton Honors Enrollment Rejected (2024)

FAQs

How hard is it to get approved for Hilton Honors credit card? ›

Each of these credit cards requires a good to excellent credit score, which is in the FICO 690-850 range. If your credit isn't in that range, you may have to build your credit before applying for a Hilton credit card.

The Hilton Honors Amex card primarily uses the Experian credit bureau for approval. That doesn't mean that it won't use the other two major credit bureaus, TransUnion and Equifax. There is no significant difference between these three reports, anyway, since their source is your financial activity.

Here's the average credit limit of members who matched their Hilton Honors American Express Card or similar cards. The average credit limit for members who have matched with this card or similar cards is $13,675, with $1,000 being the most common.

You'll need what is considered a “good” credit score to have the best shot at being approved for the Hilton Honors American Express Card. That means a score of at least 670. However, it's a good idea to refrain from opening travel rewards cards like this until your score is at least 700.

American Express offers three Hilton-branded personal cards: Hilton Honors American Express Card ($0 annual fee). Hilton Honors American Express Surpass® Card ($150 annual fee). Hilton Honors American Express Aspire Card ($550 annual fee).

For Hilton loyalists and those who travel often, it's worth getting a Hilton Honors credit card. You'll earn valuable points aplenty thanks to great welcome offers and bonuses on everyday purchases. Even the casual traveler should consider a Hilton Honors card to start saving points now for that dream trip later.

You need a credit score of at least 700 to get the Hilton Honors Surpass card. People with good credit scores have a better chance of being approved, but having a certain score doesn't guarantee that your application will be approved.

Can my spouse and I share one Hilton Honors account? No. As of 1 April 2004, multiple members may not share an account.

Hilton Honors accounts are available for individuals only.

The Hilton Honors American Express Card is hard to get because it requires a good to excellent credit score, which means you need a credit score of 700+ to qualify. This requirement may be difficult for the average American to meet. On top of that, you'll need to have a steady income and meet a few other requirements.

What are the hardest Amex cards to get approved for? ›

Why it's one of the hardest credit cards to get: The hardest credit card to get is the American Express Centurion Card. Known simply as the “Black Card,” you need an invitation to get Amex Centurion.

Although American Express doesn't specify any minimum credit score requirements, you'll need good credit (or better) to qualify, which means a FICO score of at least 670. A premium Amex card — say, the American Express Gold Card — likely requires a “very good” FICO score, somewhere in the range of 740 and above.

Like many other hotel chains, Hilton features a handful of co-branded credit cards. These cards, issued by American Express, offer benefits when staying at Hilton properties. There are a total of four Hilton credit cards, including one small-business option. Annual fees and perks vary from one card to the next.